Terms of Service

Effective date: August 11, 2026
Last updated: August 11, 2026

Welcome to iMoneyTimes.com. These Terms of Service govern your access to and use of the iMoneyTimes.com website, mobile services, newsletters, digital products and any other services we provide.

By accessing or using iMoneyTimes.com, you agree to be bound by these Terms of Service and any policies referenced in them. If you do not agree with these terms, please do not use the website.

We may update these Terms of Service from time to time. Changes will take effect when posted on this page, unless a later effective date is stated. Your continued use of iMoneyTimes.com after changes are posted means that you accept the revised terms.

The structure below follows common terms used by financial-news publishers, including provisions covering site access, user submissions, intellectual property, third-party content, disclaimers and financial information.

1. Site access and suspension

iMoneyTimes.com may modify, suspend or discontinue the website, or any portion of its content or services, at any time and without prior notice.

We may also restrict, suspend or terminate your access to iMoneyTimes.com if we believe that you have:

Violated these Terms of Service.
Used the website unlawfully or fraudulently.
Interfered with the operation or security of the website.
Infringed the rights of iMoneyTimes.com or another person.
Engaged in conduct that may expose iMoneyTimes.com, its users or its partners to legal or other harm.

We may take these actions with or without notice, to the extent permitted by applicable law. iMoneyTimes.com will not be responsible for any loss resulting from the modification, suspension or discontinuation of the website.

2. Intellectual property

Unless otherwise stated, iMoneyTimes.com and its licensors own or control the rights in the website and its content.

This includes, but is not limited to:

Articles and written material.
Headlines, summaries and databases.
Photographs, illustrations and graphics.
Video, audio and other multimedia.
Logos, trademarks and branding.
Website design, software and functionality.

The content is protected by copyright, trademark and other intellectual-property laws in the applicable jurisdictions.

You may access and use iMoneyTimes.com for personal, non-commercial purposes. You may occasionally print or save a reasonable portion of an article for personal reference, provided that you do not remove copyright notices or other proprietary information.

Unless we give you express written permission, you may not:

Reproduce, republish, sell, license or redistribute our content.
Copy substantial portions of the website into another publication, database or service.
Modify, adapt or create derivative works from our content.
Use our content to train, develop or improve an artificial-intelligence or machine-learning system, except where permitted by applicable law or by a separate written licence.
Frame, mirror or embed the website in a way that suggests an unauthorised relationship with iMoneyTimes.com.
Use our content for commercial purposes.
Remove, obscure or alter copyright, trademark or attribution notices.

Limited excerpts may be used for lawful commentary, criticism, reporting or other purposes recognised by applicable copyright law, provided that the use is fair, proportionate and properly attributed.

3. User submissions

iMoneyTimes.com may allow users to submit comments, photographs, videos, audio, tips, feedback, letters, posts or other material.

By submitting content to iMoneyTimes.com, you grant iMoneyTimes.com, its affiliates, licensees, service providers and publishing partners a worldwide, non-exclusive, royalty-free, transferable and sublicensable licence to host, store, reproduce, edit, adapt, publish, translate, distribute, display, perform and promote that content in connection with iMoneyTimes.com and its related publications, platforms and services.

This licence may continue after you stop using the website, subject to applicable law and any separate agreement between you and iMoneyTimes.com.

You remain responsible for the content you submit. By submitting material, you represent and warrant that:

You own the material or have obtained all rights and permissions needed for us to use it.
The material is accurate to the best of your knowledge.
The material does not infringe copyright, trademark, privacy, publicity or other rights.
You have consent from identifiable people shown or quoted in the material, where such consent is legally required.
The material does not violate any law or contractual obligation.
The material does not contain malware, malicious code or other harmful material.

You must not submit content that is:

False, fraudulent, deceptive or materially misleading.
Defamatory, threatening, harassing, hateful or discriminatory.
Obscene, pornographic or excessively violent.
Invasive of another person’s privacy.
Designed to impersonate another individual or organisation.
An unauthorised advertisement, solicitation or promotional campaign.
Intended to manipulate financial markets or promote illegal financial activity.
A disclosure of confidential or non-public information belonging to another person or organisation.
Infringing or unlawfully copied from a third party.

We may review, edit, refuse to publish, restrict or remove any submission at our discretion and without prior notice. We are not required to return submitted material.

You should not submit confidential, proprietary or market-sensitive information through a public comment area or other channel unless you are authorised to do so.

4. Third-party content and contributors

iMoneyTimes.com may publish or display content supplied by contributors, analysts, commentators, advertisers, users, data providers or other third parties.

Opinions expressed by third parties belong to those third parties and do not necessarily represent the views of iMoneyTimes.com. Third-party content is the responsibility of its author or provider.

The publication of third-party content does not mean that iMoneyTimes.com endorses or guarantees its accuracy, completeness, suitability or reliability. We may, but are not required to, monitor, review, edit or remove third-party content.

Users are responsible for evaluating information before relying on it.

5. Financial information disclaimer

iMoneyTimes.com provides news, commentary, market information and educational material for general informational purposes.

Nothing on the website constitutes:

Personalised investment advice.
Financial, legal, tax, accounting or insurance advice.
An offer or solicitation to buy or sell securities or other financial products.
A recommendation to adopt a particular investment strategy.
A guarantee of future performance or financial results.

Market prices, stock quotes, charts, economic data, cryptocurrency information and other financial information may be delayed, incomplete, inaccurate or supplied by third parties.

Past performance is not necessarily indicative of future results. Financial markets involve risk, and you may lose some or all of the money you invest.

You should consider your own circumstances and consult an appropriately qualified financial, legal or tax professional before making a financial decision. You are solely responsible for decisions made in reliance on information available through iMoneyTimes.com.

6. Accuracy and availability of information

We seek to provide accurate and timely information, but we do not guarantee that all content will always be complete, current, reliable or error-free.

Articles may contain corrections, updates, estimates, projections, analysis or information that changes after publication. iMoneyTimes.com may correct or update content at any time.

The website and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, iMoneyTimes.com disclaims warranties, whether express, implied or statutory, including warranties of merchantability, fitness for a particular purpose, non-infringement and accuracy.

We do not guarantee that:

The website will always be available or uninterrupted.
The website will be free from errors, defects, viruses or other harmful components.
Content will be delivered at a particular time.
Information will meet your specific requirements.
Any result obtained from using the website will be accurate or reliable.

You use the website and rely on its content at your own risk.

7. Links to third-party websites

iMoneyTimes.com may contain links to websites, applications, products or services operated by third parties.

These links are provided for convenience and information. We do not control or endorse third-party websites and are not responsible for their content, availability, security, privacy practices, products or services.

Your use of a third-party website is governed by that website’s own terms and policies. iMoneyTimes.com is not responsible for any loss or damage arising from your use of, or reliance on, a third-party website or service.

8. Advertising and affiliate links

iMoneyTimes.com may display advertising, sponsored content, affiliate links or other commercial material.

Commercial material will be identified where required by applicable law or our editorial policies. Advertising and affiliate relationships do not determine independent editorial coverage.

If you click an affiliate link or purchase a product through an affiliate link, iMoneyTimes.com or an affiliated company may receive compensation. This does not increase the price you pay unless otherwise disclosed.

Any affiliate relationship does not constitute an endorsement or guarantee of the relevant product, service, company or financial outcome.

Affiliate disclosure: [Insert applicable affiliate-program disclosure, if any.]

9. Newsletters and communications

If you subscribe to an iMoneyTimes.com newsletter, you agree to receive the newsletter and any related communications described at the time of subscription.

We may send editorial updates, promotional messages, advertising or partner offers where permitted by law and where you have provided the required consent.

You may unsubscribe at any time by using the unsubscribe link in the relevant email. Unsubscribing from marketing communications may not stop essential service messages, such as account, security or administrative notices.

We may use the information provided during newsletter registration in accordance with our Privacy Policy.

10. Copyright complaints

If you believe that content on iMoneyTimes.com infringes your copyright, please contact us with sufficient information to identify the material and assess your claim.

Your notice should include:

Your name and contact information.
Identification of the copyrighted work.
The location of the allegedly infringing material.
A statement explaining why you believe the use is unauthorised.
A declaration that the information in your notice is accurate.
Your electronic or physical signature, where required.

Email: copyright@imoneytimes.com
Subject: Copyright complaint

We may remove or restrict access to allegedly infringing material while a complaint is reviewed.

11. Privacy

Your use of iMoneyTimes.com is also governed by our Privacy Policy, which explains how we collect, use, store and disclose personal information.

By using the website, you acknowledge that you have read and understood the Privacy Policy.

Where applicable, cookies and similar technologies may be used in accordance with our Cookie Policy.

12. Prohibited activities

You agree not to use iMoneyTimes.com to:

Violate any applicable law or regulation.
Infringe the rights of another person or organisation.
Interfere with the website or its security.
Circumvent access controls or technical restrictions.
Scrape, crawl, harvest or collect data through automated means without written permission.
Introduce malware, viruses or other harmful code.
Send spam, phishing messages or unauthorised advertising.
Impersonate iMoneyTimes.com, its staff, contributors or another person.
Manipulate engagement, traffic, comments, ratings or financial information.
Use the website to facilitate fraud, market manipulation or other unlawful activity.
Attempt to gain unauthorised access to accounts, systems or networks.
Use website content in a way that violates these Terms of Service.

We may investigate suspected violations and cooperate with law-enforcement authorities or other relevant parties where required or permitted by law.

13. Indemnification

To the fullest extent permitted by applicable law, you agree to defend, indemnify and hold harmless iMoneyTimes.com, its owner, affiliates, officers, directors, employees, contractors, agents, licensors and service providers from claims, losses, liabilities, damages, costs and expenses, including reasonable legal fees, arising from or related to:

Your use or misuse of the website.
Your violation of these Terms of Service.
Your submitted content.
Your violation of another person’s rights.
Your breach of any representation or warranty in these terms.
Your violation of applicable law.

iMoneyTimes.com reserves the right to assume the exclusive defence and control of any matter subject to indemnification. You agree to cooperate with that defence.

14. Limitation of liability

To the fullest extent permitted by applicable law, iMoneyTimes.com and its owner, affiliates, officers, directors, employees, agents, licensors and service providers will not be liable for indirect, incidental, special, consequential, exemplary or punitive damages.

This includes losses relating to:

Lost profits, revenue or business opportunities.
Loss of data or goodwill.
Business interruption.
Reliance on inaccurate, incomplete or delayed information.
Use of or inability to use the website.
Unauthorised access to or alteration of your transmissions or content.
Third-party websites, products or services.
Financial losses resulting from any investment or other decision.

Where liability cannot legally be excluded, it will be limited to the maximum extent permitted by applicable law.

Unless otherwise required by law, iMoneyTimes.com’s total liability arising from your use of the website will not exceed the greater of:

The amount you paid to iMoneyTimes.com for the relevant service during the 12 months before the event giving rise to the claim; or
[US$100 / applicable local-currency equivalent].

Nothing in these terms excludes or limits liability that cannot legally be excluded or limited.

15. Governing law and disputes

These Terms of Service are governed by the laws of United States of America, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms of Service or your use of iMoneyTimes.com will be subject to the exclusive jurisdiction of the courts located in New York State, unless applicable law requires otherwise.

Before beginning formal proceedings, the parties should first attempt to resolve the dispute by contacting:

Legal contact: legal@imoneytimes.com

16. General provisions

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions will remain in effect.

Our failure to enforce any provision does not waive our right to enforce it later.

These Terms of Service, together with the Privacy Policy, Cookie Policy and any additional terms expressly referenced on the website, form the entire agreement between you and iMoneyTimes.com regarding your use of the website.

You may not assign or transfer your rights or obligations under these terms without our prior written consent. iMoneyTimes.com may assign or transfer its rights and obligations as part of a merger, acquisition, restructuring, sale of assets or other corporate transaction.

Section headings are provided for convenience and do not affect the interpretation of these terms.

Terms & Conditions